Sunday, June 24, 2012

Really!?!?

It's been awhile since I've posted a really?!?! post, but this warrants one. I'm sooooo angry with insurance companies, and worse yet, the entire medical industry. That doesn't mean I'm not thankful for the latest medical technologies and research, I am. I'm talking about our recent experience with having a baby, and the bills!! The experience itself was wonderful, it's just those confusing, outrageous bills that come in the mail constantly after that are causing me grief. I won't go on about what portion we paid, but let's just say it is over triple what we paid three years ago to have Isaac, and that wasn't cheap! AND, that's with the same exact insurance plan (supposedly a great plan) that we had with Isaac. I had the most uncomplicated birth/recovery imaginable, with no specialists involved, unmedicated, I could have done it myself almost, yet between Sam and I, the bill was over 11,000 dollars for my prenatal/birth (what insurance and we paid combined) Something seems amiss here. ACK!!! Looking at the itemized bill from the hospital is almost laughable.... Lucky for our insurance company that we are only about $500.00 away from meeting our family's maximum out of pocket for the year, otherwise we would go get MRI's for all of us, be screened for every possible disease, get prosthetic third limbs, and whatever other expensive procedure we could get! I kid, but seriously....I don't know how the un/underinsured do it. I know the cost for this is nothing compared to long term/life threatening illnesses, but that's kind of the point...why so much when there was nothing medically wrong? Treating pregnancy and childbirth as an illness...that's a whole other soapbox....
I'm glad we are not planning on a third child, we'd have to start saving now! That was my venting/rant for the year (okay, maybe summer :-). Having said all that, I would pay a million bucks for this guy....

5 comments:

Hilary said...

Each of my four kids have cost more each time. With Annie we had the most awesome insurance, and the whole thing was $115 ($15 co-pay for the doctor for prenatal care, and a $100 co-pay for the hospital, and it covered everything else!) Then, for some reason, they sent us a $30 check back, so in all she cost us $85. :-) Each one has cost us WAY more, and they've fone up each time (despite having the same insurance for each one, where we were paying higher premiums with each one!) This last baby threw me for a loop, 'cause I had to stay in the hospital over New Years -- I hadn't counted on having to pay my deductible again, and having TWO hospital stay co-pays, one for each 'year' I was there. Ugh!

I love reading your blog and about your boys -- I probably suck at commenting, 'cause typically when I read email or blogs I'm nursing :-) But I read every post!

Jessi said...

Don't even get me started, even with Quinn being double insured we have had some horrific insurance moments!

Angie said...

We have horrible insurance coverage so I'm a little worried about having this baby now! The probably is the uninsured usually get it all written off. That is when I get mad!

Holli said...

Try having a c-section :( It is outrageous and only got worse and worse! A recent broken arm with insurance is still going to cost us well over a thousand bucks! Seriously, it is so beyond irritating, but I to would have paid a million for each of mine :)

Jessi said...

Oh, and we did pay a million bucks for Quinn! Ha!